🔺 r/personalfinanceuNo_Hold9102·17 days ago
I’m working 18-hour days and still drowning in debt. I don’t want money, I need advice and maybe an opportunity to work.
Hi everyone. I’m 26 and I live in Wisconsin. I’m originally from the Caribbean My English isn’t very good, so I’m getting some help writing this. I honestly don’t know what to do anymore, and I’m posting here because I need advice from people who may have been in a similar situation. I work extremely long days, sometimes around 18 hours. At the same time, I’m studying for the ASVAB because I’m trying to build a better future for myself through the military. But financially, I feel trapped. I owe money on my car and a personal loan. I have to pay housing, electricity, car insurance and all my normal living expenses. I also send money to my mother in the Dominican Republic because she needs help with her house, and I have sick family members back home that I worry about. I’ve tried looking at loans, but getting another loan isn’t really an option for me. My credit has already taken a hit, and I don’t want to solve debt by creating even more debt. The hardest part is that I am working . I’m not sitting at home expecting somebody to rescue me. I work crazy hours, study when I can, pay what I can, and somehow I still feel like I’m drowning. The stress is getting to a point where it scar…