My mom gave me a maxed out credit card under my name and has already missed a payment. What do I do?

Long story short, before i moved into college, my mom surprised me with a credit card. It was a Capital One Savor card for students. I logged into the app and i noticed that my balance was damn near maxed out and i only had 17 cents of credit left 🤦🏽‍♀️🤦🏽‍♀️ (the limit is $500) She clarified by saying that the reason why she maxed it out is because she wanted to build a “payment history” or sum shit. She promised to pay back the balance before the due date now and then on since I won’t be working in college, or at least immediately to pay back the balance… Well, the payment was due September 1, and she missed it. I texted her about it and she promised the same thing, but I don’t trust her at all. I have already incurred $11 in interest on my card, and the minimum payment has increased to $65 instead of $25. If she missed the October 1st payment, the bank will send it the credit bureau and my credit score will be fucked before i even have the ability to fix it. I genuinely do not know what to do in this situation. I am very distressed and betrayed by my mother. It is hard to find a job on campus, so I don’t know if i’ll even have the money to pay everything back before October 1…

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