Should I file a claim after failing to yield while turning left at a green light?

First car crash. Very upset at myself. Whatever. His right bumper side is scratched up a little. I don't want to fix my car (minor scratch). Am I supposed to call my Allstate insurance and say I want to file a claim? I always see people encouraging to file claim on tiktok. They also say to file a diminishing value claim or something like that. I didn't get a citation. submitted by /u/Fit-Shoulder-2164 to r/personalfinance [link] [comments]

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