Am I delusional for thinking I can buy a house before I’m 30?

Hi all, I’m 24 and work full time making 75k a year. I currently live with my boyfriend and we split rent/utilities by income percentage cause I make more than him and then groceries we split 50/50. Our landlords live below us and haven’t raised our rent in 3 years and told us they don’t plan on it (total rent is 1600 per month for a 2 bedroom w two parking spots) My basic breakdown of my finances per month are. Rent/utilities $1,100 Groceries $200 Car payment $330 (3 years left until it’s paid off, currently at 80k miles for a 2022 Subaru Impreza ) Car insurance $80 Health insurance $paid by work Phone plan/ Apple music/gym $100 Student loans (WILL BE FULLY PAID OFF NEXT MONTH 😊) So off the rock I make around 4400 a month (after taxes) and about $2000 of that goes to basic needs. I’ve paid off my student loans (down from 35k) by putting 1k towards them every month for just under 3 years now - so I know I can fully put that much aside while maintaining my current lifestyle with zero other changes. I go to a lot of concerts and love to travel so that’s where my spare income has gone so far. I have 10k in savings and 20k in various investments (mostly index funds) but I’m real incon…

💬

Be the first to comment on this discussion.