🔺 r/personalfinanceuShort-Analysis-7700·34 days ago
What should I do with my HYSA
Hello, I currently have $100,000 in my hysa. I just turned 22 and originally had this money just sitting in my checking. I figured for the mean time to at least get something back on it so I put it in a hysa. I currently work full time as a server at a local bar and grille while I’m doing online college for accounting. I have about $16,000 in my Roth IRA which I will continue to max out until I’m retired. I have about $2,000 in my 401k as I just started contributing to this. I plan to graduate from college in a couple years with no student loans, I should be able to pay these off just from working. My girlfriend and I split rent so my expenses aren’t high. I would like to buy a house in the next 2-3 years. So my question is, what should I be doing with this money? Should I put it in a traditional brokerage to try and get more than 3%? Should I meet with a financial advisor? Any advice or comments are appreciated! submitted by /u/Short-Analysis-7700 to r/personalfinance [link] [comments]