🔺 r/personalfinanceuSmolAnimol3·54 days ago
I believe I will lose my job in tech within the next 2 years, what should I focus on?
I have a background in architecture, and now work for a major tech company that designs building design software. This week, we rolled out our “virtual agent” that will do my job almost to a tee. We are still hiring in my department, and I am consistently ranked a high performing employee, however even with the pivots that my organization may take, I dont feel like I am guaranteed employed much longer. I make a very comfortable salary for a dual income no kids household. 130,000 base, around 19,000 in RSUs that vest over 3 years, and about a 15,000 bonus (all of these are pre tax, which is very high in my area. I live in Oregon) My company matches 75% of retirement contributions up to $6000 yearly (so they match $4500). I am putting in 9% which maxes out that match. Have 200k saved for retirement at 33. I already plan on using my health care and great benefits to their fullest advantage, taking care of all sorts of preventive health care and dental this year in case I don’t have insurance at some point. Don’t contribute to an HSA since I never needed to with Kaiser. I have about 30k sitting in the stock plan for my company that has vested. I have 64k in a 4.4% HYSA and plan to cont…